Insights

2 September 2026 Investing

Malaysia Best Fixed Deposit Rates [Sep 2026]

Explore Malaysia's best fixed deposit (FD) rates in Sep 2026 to boost your savings. Learn how to secure higher returns and benefit from top FD options in Malaysia.

Complete guide to Exchange Traded Funds (ETFs) in Malaysia

Discover everything about exchange traded funds in Malaysia, including how to buy ETFs, ETF funds, ETF vs unit trust, and how to invest in index funds.

26 February 2026

Browse by topic

Ideas for every part of your financial life.

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CIO Insights

CIO Insights: How do you make millions? Give it time.

We show exactly how time in the market beats timing the market

30 July 2026

2026 Mid-Year Outlook: Half-time for the bulls

Three risks for the market in the second half, and why the bull case for risk assets still holds.

18 June 2026

CIO Insights: Earnings season, brought to you by AI

How an AI-powered earnings cycle is reinforcing the case for US equities

28 May 2026

CIO Insights: Ctrl+Alt+Delete on software?

A guide to navigating the recent volatility in the software sector

30 April 2026

CIO Insights: Navigating Dire Straits

A practical guide to markets during geopolitical shocks

19 March 2026

Markets and military conflicts: What the data shows

If you're feeling uneasy, this is when the data deserves your attention more than the headlines

11 March 2026

Market Update: The Iran conflict, and what to focus on as an investor

An update to help you cut through the noise and focus on what matters for your portfolio.

3 March 2026

CIO Insights: Unearthing opportunities in commodities

Copper, uranium, and the forces shaping these markets

26 February 2026

Market update: Navigating the recent volatility in gold and metals

Precious metals have made big moves lately, and we wanted to provide an update to help you better navigate the volatility and cut through the market noise.

4 February 2026

CIO Insights: Not every trump card wins

How to separate Trump’s political rhetoric from market reality.

29 January 2026

Market Update: Venezuela headlines - what investors should focus on

2026 started with a geopolitical bang. Over the weekend, the Trump administration intervened in Venezuela to depose its leader, Nicolás Maduro. Here's what investors should consider.

5 January 2026

2026 Macro Outlook: Just the FACTs

Fiscal policy, AI, and Trump remain in focus, but China could be a disruptive force.

18 December 2025

CIO Update: Is AI in a bubble?

With recent market volatility in mind, let's look past the headlines at what the data actually tells us.

25 November 2025

CIO Insights: Japan – still rising

We break down the four forces we see driving Japan’s resurgence and what they could mean for the country’s outlook ahead.

20 November 2025

CIO Insights: AI runs hot, jobs run cool, and the Fed runs loose

In this month’s CIO Insights, we unpack how hotter spending in AI, cooler jobs, and a looser Fed are shaping the global economy’s path.

27 October 2025

CIO Insights: China AI – Build Now, Profits Later

In this month’s CIO Insights, we explore China’s AI progress, and what it signals about the outlook for Chinese equities.

18 September 2025

CIO Insights: Good Yield Hunting

In this month’s CIO Insights, we cover the methods of evaluating income, and why you shouldn’t get carried away by yield alone

25 August 2025

CIO Insights: A pulse check on the healthcare sector

We explore why the sector may be on the mend – and why investors should pay attention

28 July 2025

2025 Mid-Year Outlook: A summer timeout?

Sun, sand, and strategy: How to prepare for the structural shifts ahead

19 June 2025

CIO Insights: Will Europe’s fiscal spark ignite real growth?

In this month’s CIO Insights, we’ll explore where the opportunities and challenges lie on the continent.

22 May 2025

CIO Insights: The long view on “Liberation Day”

In this month’s CIO Insights, we assess the investment implications of Trump's tariffs through our “FAT” lens.

24 April 2025

CIO Update: What you should know about President Trump’s tariffs

The markets have reacted strongly to Trump's tariffs – what matters is understanding what they mean for your long-term investment strategy.

3 April 2025

CIO Insights: No Pain, No Gain

The near-term impact of Trump's policies, and why diversification matters.

12 March 2025

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Investing

Compound Interest Explained: How It Works and Why It's Your Best Friend as an Investor

Compound interest grows your money by earning returns on past returns. Learn the formula, see Malaysian examples and calculate the effect of regular investing.

What you need to know before you start stock trading in Malaysia

Learn how stock trading works in Malaysia, including CDS accounts, Bursa trading hours, order types, fees, taxes, stock research and risk management.

How to Invest in Gold in Malaysia: GIA, Physical, ETF and Digital Gold Compared

Compare every way to buy gold in Malaysia — bank gold investment accounts, physical bars, gold ETFs and digital gold — on cost, spread, storage and how quickly you can sell.

Top Dividend Stocks in Malaysia: Highest Yields on Bursa 2026

The highest-yielding stocks on Bursa Malaysia, with current dividend yield, payout consistency and sector — refreshed regularly so the list reflects today's prices, not last year's.

How to Buy Bitcoin & Crypto in Malaysia: SC-Registered Exchanges Compared

Navigate the crypto scene and how to buy Bitcoin & other cryptocurrencies in Malaysia. From regulated exchanges to tips to investing safely.

ASB Malaysia: Dividend History, Eligibility and How to Invest (2026)

Everything on Amanah Saham Bumiputera in one place — the full income distribution history year by year, who is eligible, how to open an account, and how ASB compares to ASB 2, ASB 3 Didik and ASM.

2026 Complete List of Bitcoin ETFs with Their Fees and Holdings

Spot and futures Bitcoin ETFs compared on fees, structure, and tracking — plus how Malaysian investors can legally access them, local broker options, and tax rules.

How to Buy Stocks in Malaysia: Broker Fees Compared and a Step-by-Step Walkthrough

Open a CDS and trading account, compare what each Malaysian broker actually charges, and place your first Bursa trade — with the minimum brokerage and hidden fees spelled out.

Safe, Low-Risk Investments in Malaysia: Current Returns Compared 2026

Fixed Deposits, money market funds, ASNB fixed-price funds, MGS/sukuk, and cash management accounts compared on yields, risk, PIDM protection, liquidity, and minimum deposits.

Best Shariah-Compliant ETFs for Malaysian Investors: Costs and Access Compared

Which Shariah-compliant ETFs Malaysians can actually buy, what they cost, what they hold, and how to access them — screened against recognised Shariah standards.

Long-Term vs. Short-Term Investing: How to Split Your Money

Should you invest long-term or short-term? Compare the tradeoffs and see how to split your money between both based on your goals and timeline.

22 July 2026

ETFs vs index funds vs unit trusts vs robo-advisors: which wrapper actually fits you?

ETFs, index funds, unit trusts and robo-advisors package investments differently. Compare their fees, control, automation and accessibility in Malaysia.

22 July 2026

Ultimate Guide to Amanah Saham Malaysia (ASM) 2026: Dividend Rates, Benefits, and How-to Invest Explained

Learn about Amanah Saham Malaysia (ASM), its dividend rates, benefits, and how to invest for stable long-term returns in this ultimate guide.

6 March 2026

The Key Differences Between ASB, ASM, and ASN: A Malaysian Unit Trust Investment Guide

Compare ASB, ASM, and ASN unit trusts in Malaysia. Learn their differences, benefits, and which fund suits your investment goals in this comprehensive guide.

6 March 2026

Beginner’s Guide to Stock Investment in Malaysia 2026: Best Online Trading Platforms & Apps

Discover the best online trading platforms & apps for stock investment in Malaysia 2026. Learn how to trade Malaysian and global stocks with this beginner’s guide.

5 March 2026

A Malaysian Investor's Guide to Buying China Stocks: 2026 Complete Guide

Discover how to buy China stocks, invest in Chinese stocks, and explore China A-shares. Learn the steps to buy China A-shares and diversify your portfolio in 2026.

3 March 2026

Best Crypto and Bitcoin Wallets in Malaysia 2026

Discover the best crypto and bitcoin wallets in Malaysia for 2026. Explore 20 hot and cold wallets that can help you secure your cryptos.

2 March 2026

Grow Your First RM1000: Best Investments in Malaysia Revealed

Unlock the best investments in Malaysia for your first RM1000. Explore safe, high-return options and start your journey to wealth today.

27 February 2026

A Malaysian Investor's Guide to Buying US Stocks: 2026 Complete Guide

Learn how to buy US stocks in Malaysia with options like foreign brokers, local brokers, robo advisors, ETFs, and unit trusts to diversify your portfolio effectively.

26 February 2026

Complete Guide to Unit Trust Investments In Malaysia

Unlock the essentials of unit trust investments in Malaysia with our complete guide. Explore types, benefits, top funds, and expert strategies for 2026.

23 February 2026

✨ Why you should consider gold in your investment portfolio

Discover how gold can be a powerful part of your investment portfolio – here are some insights to get started with investing in gold with StashAway.

10 November 2025

How Malaysians Can Start Investing in the S&P 500

Learn how Malaysians can invest in the S&P 500 through ETFs, unit trusts, and robo-advisors. Explore the right platforms to kickstart your S&P 500 investment.

10 November 2025

Everything You Need to Know About Amanah Saham Nasional Berhad (ASNB)

Learn everything about Amanah Saham Nasional Berhad (ASNB), Malaysia’s top unit trust provider—fund types, returns, eligibility, and how to start investing.

9 October 2025

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Inside StashAway

Celebrate Merdeka with up to RM1,000 cashback on ETF orders

Invest in ETFs this Merdeka month and get up to RM1,000 cashback.

3 August 2026

StashAway’s H1 2026 Returns

The bulls led a strong first half, and our portfolios stayed ahead

15 July 2026

General Investing Powered by BlackRock® – June 2026 Reoptimisation

Our General Investing portfolios powered by BlackRock® have been reoptimised – with analysis and guidance from BlackRock®.

24 June 2026

Invest in top ETFs & earn RM 250 cashback

Global markets have been moving. Here's how to get in.

4 June 2026

StashAway's Q1 2026 Returns

Markets were volatile in Q1 2026. Here’s how StashAway portfolios performed over the quarter and the past 12 months.

16 April 2026

General Investing Powered by BlackRock® – April 2026 Reoptimisation

Our General Investing portfolios powered by BlackRock® have been reoptimised – with analysis and guidance from BlackRock®.

13 April 2026

General Investing Powered by BlackRock® – March 2026 Reoptimisation

Our General Investing portfolios powered by BlackRock® have been reoptimised – with analysis and guidance from BlackRock®.

4 March 2026

StashAway’s ETF Fund Investment Selection

Here are the globally-diversified, liquid, and low-cost exchange traded fund (ETFs) selection that StashAway invests in for its portfolios.

4 March 2026

StashAway’s 2025 Returns

Capturing gains across a year of shifting markets

16 January 2026

General Investing Powered by BlackRock® – November 2025 Reoptimisation

Our General Investing portfolios powered by BlackRock® have been reoptimised – with analysis and guidance from BlackRock®.

25 November 2025

StashAway’s Fund Selection - ETF Explorer & Flexible Portfolios

These are the assets available for you to invest through StashAway ETF Explorer and Flexible Portfolios.

11 November 2025

StashAway’s Q3 2025 Returns

Following a volatile first half, markets saw broad-based gains across most major asset classes. Here’s how the portfolios on our platform performed in Q3 2025.

16 October 2025

General Investing Powered by BlackRock® – September 2025 Reoptimisation

Our General Investing portfolios powered by BlackRock® have been reoptimised – with analysis and guidance from BlackRock®.

24 September 2025

Introducing Shariah Global Portfolio

The Shariah Global Portfolio combines Islamic finance principles with our globally diversified, data-driven investment strategy.

20 August 2025

StashAway’s H1 2025 Returns

Amid the global market shifts, our portfolios harnessed the power of diversification. Here’s how they performed in H1 2025.

17 July 2025

StashAway’s Q1 2025 Returns

Amid the uncertainty, our portfolios leveraged the power of diversification. Here’s how they performed in Q1 2025.

17 April 2025

General Investing Powered by BlackRock® | February 2025 Reoptimisation

Our General Investing powered by BlackRock® portfolios have been reoptimised. Analysed and guided by BlackRock®.

3 March 2025

Boost your Simple returns by 0.15%* p.a. this Lunar New Year

May your wealth scale higher this year!

24 January 2025

StashAway brings simplified, secure crypto investing in Malaysia with ETFs

StashAway, Malaysia’s largest digital investment platform, today announced the addition of Bitcoin (BTC) and Ethereum (ETH) ETFs to its platform, enabling Malaysians to invest in the two largest cryptocurrencies through a regulated and trusted platform.

23 January 2025

StashAway’s 2024 Returns

Here’s how the portfolios on our platform performed in 2024.

16 January 2025

We’re refreshing our Thematic Portfolios

Here’s how we're evolving our portfolios for today’s investment landscape

27 November 2024

General Investing Powered by BlackRock® | November 2024 Reoptimisation

BlackRock Market Overview and Impact

20 November 2024

Malaysians save RM130 Million in fees as StashAway leads the Wealth-Tech revolution

StashAway, Malaysia’s largest digital investment platform, has saved Malaysians over RM130 million in fees since its 2018 launch, as it surpasses RM1 billion in Assets Under Management (AUM) in 2023.

19 November 2024

StashAway’s Q3 2024 Returns

Positioning under our ERAA® investment framework has enabled them to continue outperforming their benchmarks. Here’s how they performed in Q3 2024.

17 October 2024

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Personal Finance

Malaysia Best High-interest Savings Account [Sep 2026]

Discover the best high-interest savings accounts in Malaysia. Explore which bank offers the highest interest rates and how to maximise your savings.

2 September 2026

Malaysia Best Foreign Currency Fixed Deposit Rates [Sep 2026]

Compare the best foreign currency fixed deposit rates in Malaysia for Sep 2026. Find top FCFD options in USD, GBP, EUR, and AUD to diversify your savings and hedge against currency fluctuations.

2 September 2026

Real Property Gains Tax (RPGT) Malaysia: 2026 rates, exemptions and investor guide

RPGT in Malaysia taxes gains from property disposals. See 2026 rates, exemptions, allowable costs, CKHT deadlines and investor examples.

Stamp Duty and Administration Fees for Tenancy Agreements in Malaysia (2026)

Tenancy agreement stamp duty in Malaysia is charged on annual rent at RM1 to RM7 per RM250. See the 2026 rates, calculation examples, fees and MyTax steps.

Should you pay off your home loan early in Malaysia?

See how home loan amortisation works, how extra payments reduce interest, and when paying off a Malaysian mortgage early makes financial sense.

Property investment in Malaysia: How rental income, equity and appreciation build wealth

Learn how property investment in Malaysia builds wealth through rent, mortgage principal and appreciation. Calculate yield, cash flow, costs and taxes before buying.

Freehold vs leasehold title in Malaysia: How tenure affects your property

Compare freehold and leasehold property in Malaysia, including ownership term, financing, resale, State consent and lease renewal before you buy.

BUDI95 Petrol Subsidy: Who Qualifies, How Much You Save, and How to Check

Check whether you qualify for Malaysia's RON95 fuel subsidy, what the subsidised price means in ringgit saved per tank, and what to do if your eligibility check fails.

What Is a Fixed Deposit and How Does It Work in Malaysia?

How fixed deposits work in Malaysia — how interest is calculated, what happens if you break one early, whether your money is protected, and when an FD is the wrong choice.

Money Market Funds in Malaysia: Current Returns and Fees Compared

Compare Malaysia's top money market funds on recent returns, management fees, minimum deposits, and withdrawal speeds — and see how they stack up against a fixed deposit.

Best wealth management companies in Malaysia 2026

Wealth management in Malaysia spans robo-advisors, banks, financial planners and trustees. Compare licensed providers by fee, minimum and Shariah options.

Priority and Premier Banking in Malaysia: The Complete 2026 Guide

Priority and premier banking is an affluent banking tier with enhanced service and wealth benefits. Compare minimum AUM, fees, cards and PIDM protection.

How to calculate road tax in Malaysia (2026 rates and formula)

Road tax in Malaysia is based on engine capacity, vehicle class, ownership and region, or motor power for EVs. Check the 2026 rates and formulas.

MRTA, MRTT, MLTA and MLTT in Malaysia: A homebuyer's guide [2026]

MRTA, MRTT, MLTA and MLTT explain how mortgage protection works in Malaysia. Compare reducing versus level cover, costs, payouts and refinancing rules.

Best Buy Now, Pay Later in Malaysia 2026: Compare Fees, Tenures and Late Charges

BNPL lets Malaysians defer payment or split purchases into instalments. Compare Atome, SPayLater, Grab, RHB, Boost and Ryt fees and late charges.

Debt Service Ratio (DSR) in Malaysia: What It Is and How to Calculate It

Debt service ratio (DSR) measures how much net income goes to debt. Learn Malaysia's formula, what banks count, worked examples and ways to improve it.

First-Time Home Buyer Malaysia: Costs, Schemes and Stamp Duty Explained

What buying your first home in Malaysia actually costs upfront — stamp duty, legal fees, the deposit — plus which first-time-buyer schemes and exemptions you currently qualify for.

CCRIS vs CTOS: How to Check Your Credit Score in Malaysia (Free)

CCRIS and CTOS are not the same thing. Here's what each report shows, how to check both for free, and what actually damages your score before a loan application.

Best E-Wallets in Malaysia: Fees, Cashback and Coverage Compared 2026

Touch 'n Go, GrabPay, Boost, ShopeePay, MAE, BigPay and Setel compared on reload fees, withdrawal charges, cashback caps, DuitNow support and yield-earning features.

EIS (Employment Insurance System): What It Is, How Much You Contribute & How to Claim

Malaysia's Employment Insurance System pays temporary benefits after eligible job loss. Check EIS contribution rates, eligibility, payouts and claim steps.

What is OPR? How Bank Negara's Overnight Policy Rate affects your savings and investments

The Overnight Policy Rate is Bank Negara Malaysia's benchmark policy rate. Learn how OPR affects home loans, savings, fixed deposits, bonds, REITs and stocks.

What Is PCB (Potongan Cukai Berjadual)? Malaysia's Monthly Tax Deduction Explained

PCB is Malaysia's monthly income tax deduction from an employee's salary. Learn how PCB is calculated, why it changes and whether you still need to file taxes.

Savings account vs current account in Malaysia: What's the difference and which should you open?

A savings account is for everyday banking, while a current account suits frequent or business transactions. Compare fees, interest and PIDM protection.

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Retirement

EPF Dividend History: Every Year's Rate Plus How Your Dividend Is Calculated

The full year-by-year EPF/KWSP dividend history for Simpanan Konvensional and Simpanan Shariah, plus a plain-English walkthrough of how EPF actually calculates what lands in your account.

Complete Guide to EPF Withdrawal: How and When to Withdraw Money from KWSP

All the ways you can withdraw from EPF — age 50, 55 and 60, housing, education, health and Akaun Fleksibel — with who qualifies, how much, and how to apply.

EPF Voluntary Contrib ution Malaysia: Guide, Benefits and Limits

An EPF voluntary contribution lets Malaysians add to retirement savings beyond mandatory payments. Compare 2026 schemes, incentives, limits, tax relief and withdrawal rules.

How Much Do You Need to Retire in Malaysia?

Retirement in Malaysia may require RM390,000 to more than RM1.3 million. Compare EPF targets, monthly costs and calculate how much you need.

Everything You Need to Know About the Private Retirement Scheme (PRS) in Malaysia

A Private Retirement Scheme (PRS) is a voluntary retirement investment scheme in Malaysia. Learn how the RM3,000 tax relief, fund choices, fees and withdrawal rules work in 2026.

20 July 2026

Retiring with RM1 Million in Malaysia in 2026: How Far Will It Take You?

Find out how much you need to retire comfortably in Malaysia and if RM1 million is enough to retire. You might want to start invest to earn your first RM1 million!

3 March 2026

Complete Guide to Retirement Planning in Malaysia: Building Your Retirement Fund

Learn how to plan your retirement in Malaysia with EPF, PRS, and smart investments to build a sustainable income for your post-work life.

25 April 2025