Why invest in USD Cash Yield
With our USD Cash Yield portfolio, you'll get exposure to short-duration US Treasury bills with maturities between 0-3 months.
US Treasuries are one of the safest investments around
They're backed by the US government
A safe-haven that's being widely accepted as a global reserve currency
Helps protect against inflation
Yields are correlated to rising interest rates
Get ahead with USD Cash Yield
- Helps with diversifying your currency exposure with the world's reserve currency.
- Allows for holding cash in USD for upcoming overseas investments
- An ideal way to plan for future expenses in USD like saving for your child's tuition overseas.
More about our USD Cash Yield portfolio
We offer our USD Cash Yield portfolio as a template under our customisable Flexible Portfolios in the StashAway app. Select the USD Cash Yield template and customise it anytime from 55+ different asset classes.
USD Cash Yield Portfolio
Latest yield: 5.4%* p.a.
*The yield to maturity is provided by the ETF fund manager and is not a guarantee for future returns. The latest annualized yield as of 30 September 2023 and may change depending on market conditions.
Short-duration US Treasuries with maturities between 0-3 months
Frequently Asked Questions
What are short-dated US treasury bonds?
Short-dated US Treasury bonds are also known as Treasury bills (T-bills). They're debt securities issued by the US government with a maturity of one year or less, making them highly liquid.
Who is the USD Cash Yield portfolio good for?
It's for people to look at diversifying your currency risk. US Treasury bonds are a great way to earn a high yield while keeping your risk low. US Treasury bonds also give you exposure to the US Dollar which has appreciated against many major currencies historically.
How risky are US Treasury bonds?
US Treasury bonds are backed by the US government, making them virtually one of the safest investments around. The US government has a long history of meeting its debt obligations since it can pay off its debts by raising taxes or printing more money. So, Treasury bonds carry virtually no credit risk.
Can I customise my USD Cash Yield portfolio?
You can adjust it any time and make the portfolio unique to your preferences by adding or removing asset classes. For example, you could add exposure to Emerging Markets or local government bonds. It’s free to make any changes, any time you want.
How often will I earn returns with a USD Cash Yield portfolio?
The underlying ETF is an accumulating share class. This means that the dividends received will be reinvested into the ETF instead of being paid out, increasing the value of your ETF. Over time, you will compound your gains - thanks to the power of compounding interest. As always with StashAway, there are no restrictions for withdrawals, so you can withdraw any amount from your portfolio, at any time.
What are the fees for USD Cash Yield portfolio?
As this portfolio has a single underlying ETF, it will be charged a flat fee of 0.3% p.a.
In addition to the StashAway management fee, ETF managers also charge a small management fee of 0.07% p.a. for USD Cash Yield portfolio. Do note that when you deposit, StashAway’s custodian bank charges a small one-off currency conversion fee of 0.10%. This is because it is a USD-denominated portfolio and the fee is very competitive in comparison to most retail banks which charge between 0.35 - 0.7%.
To summarise:Total fee for USD Cash Yield portfolio = StashAway management fee of 0.3%p.a. + ETF manager fee of 0.07% p.a. + currency conversion fee 0.10%.