Earn 6%* p.a. returns — no lock-ins
Whether it’s for travel, a home, or rainy days, your cash should do more than sit idle.
Let it grow in a place that’s built for your goals, not your bank’s.
We’re licensed by the Securities Commission Malaysia (Licence eCMSL/A0352/2018)
SIGN UP
Complete your StashAway sign-up by 30 June 2025
The promo code will be automatically applied.
INVEST
Invest any amount between RM5,000 and RM20,000 in the StashAway Simple portfolio to enjoy the boosted rate.
Only the first 1,000 clients will earn the boosted rate.
Deadline » 30 June 2025
EARN
Enjoy 6%* p.a. returns for 2 months on your Simple portfolio.
With no lock-ins and consistent returns since inception, Simple gives your cash the stability and growth it deserves.
See terms and conditions for details.
The rate of 6% p.a. is fixed, valid for 2 months from the date of eligibility. The rate includes the prevailing projected Simple rate, a 0.15% p.a. fee waiver for 6 months from the date of voucher activation and the booster that will be applied to maintain the rate. The fee waiver and booster will be credited monthly. Projected rate for Simple is 3.6 % p.a. as of 30 June 2024. Amounts outside of the eligible range will still have the fee waiver applied to the prevailing Simple rate. Offer applies to new clients only and ends 30 June 2025.
Still parking your cash at the bank?
This isn’t just a better rate—it’s a better outcome. A single RM20,000 deposit into StashAway Simple could earn you significantly more compared to traditional options.
Simply a better place for your cash
StashAway Simple™
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Average Fixed Deposit
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Simple is not a bank deposit, and returns are not guaranteed. Data accessed as of 23 April 2025. Average MY fixed deposit based on data from Maybank 12-Month Fixed Deposit Rate, accessed on 23 April 2025. The average MY savings rate is based on data from various bank savings accounts in Malaysia. Data for fixed deposits and savings rates is based on the highest tier/rate available, excluding promotional rates.
Why thousands trust Simple for their cash
Licensed and transparent
Smarter than a bank account
Consistent performance
No barriers. No hidden catches.
Where does your money go?
StashAway Simple™’s underlying funds
Principal Islamic Money Market Fund
80%
Eastspring Investments Islamic Income Fund
20%
Get smarter with your cash
Frequently Asked Questions
Do I need to invest with StashAway to have StashAway Simple™?
Nope! You can have just a StashAway Simple™ portfolio, if that's what works best for your financial plan.
Can the projected rate change?
Yes. Depending on economic conditions, StashAway Simple™'s projected rate may change, as its underlying fund is affected by Malaysia's economic health and trajectory. Though, when applicable, our system will re-optimise your StashAway Simple™ portfolio to maintain the highest possible projected rate within a given economic environment. The risk level to which your money is exposed will remain the same within StashAway Simple™.
How is StashAway Simple™ Projected Rate Calculated?
StashAway Simple™’s projected returns are driven by the rate of returns of its underlying investments, net of all expenses, and rebates.
The math on the projected rate of returns is quite straightforward: StashAway Simple™ projected returns are the sum of the amortised yield from the underlying fund, minus fees charged by the underlying fund managers, plus any rebates. Eastspring Investments Berhad and Principal Islamic Money Market Fund rebates StashAway, and we distribute this full rebate to you when we receive it on a quarterly basis.
We will update the projected rate should the stated projected rate change. In the case that the underlying fund's projected return changes, we may decide to rebate you an additional amount in order to deliver the stated projected rate (in 3 decimals) at the time.
The Total Expense Ratio (TER) for each fund includes the Management Fee charged by the Fund Manager, as well as other expenses incurred by the Fund (e.g., custody, marketing, compliance, shareholder services); as the TER includes fixed costs, it may slightly vary depending on the size of the funds.
This is an investment, and so the returns are not guaranteed. However, it is ultra low risk.