StashAway’s Fund Selection - Flexible Portfolios

These are the assets available for you to invest through our Flexible Portfolios.

Build and customise your own Flexible Portfolios from 55+ different asset classes, from the S&P 500 to Emerging Markets, Healthcare, Blockchain, and more.

For our General, Goal-based, and Thematic portfolios, see StashAway's Fund Selection.

Artificial Intelligence and Robotics

What it covers: Artificial Intelligence and Robotics bring tremendous impact across diverse sectors all around the world. From industrial automation to driverless vehicles, their advancement is crucial in transforming how the world operates.

Underlying ETF: Global X Robotics & Artificial Intelligence ETF
Ticker: BOTZ US
Fund Manager: Global X
Inception: 2016
Expense Ratio: 0.68%

Asia ex-Japan

What it covers: This asset class focuses on equities from Asian countries excluding Japan.

Underlying ETF: iShares MSCI All Country Asia ex Japan ETF
Ticker: AAXJ US
Fund Manager: iShares
Inception: 2008
Expense Ratio: 0.69%

Australia

What it covers: This asset class covers large and mid cap segments of the Australian equities market.

Underlying ETF: iShares MSCI Australia ETF
Ticker: EWA US
Fund Manager: iShares
Inception: 1996
Expense Ratio: 0.50%

Biotechnology

What it covers: Biotechnology is a science-driven industry sector that uses the application of living organisms and molecular biology for products and services.

Underlying ETF: iShares Biotechnology ETF
Ticker: IBB US
Fund Manager: iShares
Inception: 2001
Expense Ratio: 0.45%

Blockchain

What it covers: Blockchain utilises decentralised, encrypted technology to achieve security and trust. It has existing and emerging applications across a variety of industries including finance, cryptocurrency, cybersecurity, supply chains, and more.

Underlying ETF: Amplify Transformational Data Sharing ETF
Ticker: BLOK US
Fund Manager: Amplify
Inception: 2018
Expense Ratio: 0.71%

Canada

What it covers: This asset class covers large- and mid-cap segments of the Canadian equities market.

Underlying ETF: iShares MSCI Canada ETF
Ticker: EWC US
Fund Manager: iShares
Inception: 1996
Expense Ratio: 0.50%

China

What it covers: This asset class provides exposure to large- and mid-cap Chinese companies listed in mainland China, as well as outside mainland China.

Underlying ETF: iShares Core MSCI China ETF
Ticker: 9801:HK
Fund Manager: iShares
Inception: 2001
Expense Ratio: 0.20%

China Tech

What it covers: This asset class focuses on large cap companies in Greater China with exposure to selected technology themes, including internet, fintech, cloud, e-commerce, and digital activities.

Underlying ETF: iShares Hang Seng Tech ETF
Ticker: 9067:HK
Fund Manager: iShares
Inception: 2020
Expense Ratio: 0.25%

Clean Energy

What it covers: Clean Energy refers to the generation of renewable energy with minimal or no negative environmental impacts, such as the release of greenhouse gases like carbon dioxide. It is expected to continue growing rapidly in the coming years.

Underlying ETF: iShares Global Clean Energy ETF
Ticker: ICLN US
Fund Manager: iShares
Inception: 2008
Expense Ratio: 0.42%

Clean Water

What it covers: Clean Water refers to different aspects of the water industry, including water purification, distribution, infrastructure, water solutions, and ancillary services such as consulting, construction, and metering.

Underlying ETF: First Trust Water ETF
Ticker: FIW US
Fund Manager: First Trust
Inception: 2007
Expense Ratio: 0.54%

Cloud Computing

What it covers: Cloud computing is the delivery of computing services over the Internet (“the cloud”) to offer faster innovation, flexible resources, and economies of scale. It includes data servers, storage, databases, networking, software, analytics, and intelligence.

Underlying ETF: First Trust Cloud Computing ETF
Ticker: SKYY US
Fund Manager: First Trust
Inception: 2011
Expense Ratio: 0.60%

Communication Services

What it covers: This asset class covers the communication services sector within the S&P 500 Index. The S&P 500 Index tracks the equity performance of the 500 largest companies listed in the United States.

Underlying ETF: Communication Services Select Sector SPDR Fund
Ticker: XLC US
Fund Manager: SPDR
Inception: 2018
Expense Ratio: 0.10%

Consumer Discretionary

What it covers: Consumer Discretionary covers goods and services that are considered non-essential by consumers, but desirable if their available income is sufficient to purchase them. They can include durable goods, high-end apparel, entertainment, leisure activities, and automobiles.

Underlying ETF: Consumer Discretionary Select Sector SPDR Fund
Ticker: XLY US
Fund Manager: SPDR
Inception: 1998
Expense Ratio: 0.10%

Consumer Staples

What it covers: Consumer Staples are essential products that people are unable or unwilling to substitute out of their living expenses regardless of their financial situation. As a result, stocks of companies operating in the sector are considered non-cyclical as their products have “inelastic” consumer demand. Stocks in this sector tend to be resilient in poorer economic climates.

Underlying ETF: Consumer Staples Select Sector SPDR Fund
Ticker: XLP US
Fund Manager: SPDR
Inception: 1998
Expense Ratio: 0.10%

Emerging Markets ESG

What it covers: Emerging Markets refer to economies that are experiencing considerable economic growth, and are in the process of becoming a developed economy. This asset class focuses on equities from Emerging Market companies that have favourable environmental, social, and governance (ESG) ratings.

Underlying ETF: iShares ESG Aware MSCI EM ETF
Ticker: ESGE US
Fund Manager: iShares
Inception: 2016
Expense Ratio: 0.25%

Emerging Markets Local Government Bonds

What it covers: Emerging Markets refer to economies that are experiencing considerable economic growth, and are in the process of becoming a developed economy. This asset class focuses on government bonds issued by Emerging Market countries.

Underlying ETF: iShares J.P. Morgan USD Emerging Markets Bond ETF
Ticker: EMB US
Fund Manager: iShares
Inception: 2007
Expense Ratio: 0.39%

Energy

What it covers: This asset class is focused on US companies involved in producing or supplying energy, i.e., oil and gas drilling and refining or power utility companies.

Underlying ETF: Energy Select Sector SPDR Fund
Ticker: XLE US
Fund Manager: SPDR
Inception: 1998
Expense Ratio: 0.13%

Energy Storage and Smart Grids

What it covers: This asset class focuses on equities from the smart grid and electric energy infrastructure sector.

Underlying ETF: First Trust NASDAQ® Clean Edge® Smart Grid Infrastructure Index Fund
Ticker: GRID US
Fund Manager: First Trust
Inception: 2007
Expense Ratio: 0.60%

Europe

What it covers: This asset class focuses on stocks issued by companies located in the major markets of Europe.

Underlying ETF: Vanguard FTSE Europe ETF
Ticker: VGK US
Fund Manager: Vanguard
Inception: 2005
Expense Ratio: 0.08%

Financial Services

What it covers: The financial services sector provides financial services to people and corporations. It is made up of a variety of financial firms including banks, investment houses, lenders, finance companies, real estate brokers, and insurance companies.

Underlying ETF: The Financial Select Sector SPDR® Fund
Ticker: XLF US
Fund Manager: SPDR
Inception: 1998
Expense Ratio: 0.13%

Fintech

What it covers: Fintech or Financial technology is the integration of technology and innovation in the delivery of financial services. It is an emerging industry that competes with traditional financial methods by improving them with technology. StashAway is an example of a fintech company.

Underlying ETF: ARK Fintech Innovation ETF
Ticker: ARKF US
Fund Manager: ARK
Inception: 2019
Expense Ratio: 0.75%

Floating Rate Corporate Bonds

What it covers: Floating Rate Corporate Bonds are debt instruments with a variable interest rate that is tied to a benchmark rate. They are better suited for a rising rate environment.

Underlying ETF: iShares Floating Rate Bond ETF
Ticker: FLOT US
Fund Manager: iShares
Inception: 2011
Expense Ratio: 0.15%

Gaming and eSports

What it covers: The gaming industry is involved in the development of video games and any related hardware and software, while eSports refers to professional and competitive video gaming in the form of competitions played by professional gamers. Both sectors saw a rapid increase in user growth during the pandemic.

Underlying ETF: VanEck Vectors Video Gaming and eSports ETF
Ticker: ESPO US
Fund Manager: VanEck
Inception: 2018
Expense Ratio: 0.55%

Genomics

What it covers: Genomics is an interdisciplinary field of biology focusing on the structure, function, evolution, mapping, and editing of genomes. Innovation in genomics can help us in restructuring health care, agriculture, pharmaceuticals, and in enhancing the quality of life.

Underlying ETF: ARK Genomic Revolution ETF
Ticker: ARKG US
Fund Manager: ARK
Inception: 2014
Expense Ratio: 0.75%

Global ex-US Inflation-linked Government Bonds

What it covers: This asset class covers inflation-linked government bonds from countries excluding the United States. Inflation-linked bonds are indexed to inflation, so their values increase and decrease with changes in official inflation rates.

Underlying ETF: SPDR FTSE International Government Inflation-Protected Bond ETF
Ticker: WIP US
Fund Manager: SPDR
Inception: 2008
Expense Ratio: 0.50%

Global ex-US Investment Grade Bonds

What it covers: This asset class focuses on investment-grade corporate bonds across major bond markets outside of the United States. Investment-grade bonds are believed to have a lower risk of default and therefore receive higher ratings by the credit rating agencies.

Underlying ETF: Vanguard Total International Bond ETF
Ticker: BNDX US
Fund Manager: Vanguard
Inception: 2013
Expense Ratio: 0.09%

Global ex-US REITs

What it covers: REITs, or Real Estate Investment Trusts, are companies that own, operate or finance income-generating real estate. This asset class focuses on REITS from over 30 markets, excluding the U.S.

Underlying ETF: Vanguard Global ex-U.S. Real Estate Index Fund ETF
Ticker: VNQI US
Fund Manager: Vanguard
Inception: 2010
Expense Ratio: 0.12%

Green Financing

What it covers: Green Financing covers green bonds, whose proceeds are exclusively applied to projects or activities that promote climate-related or other environmental sustainability purposes.

Underlying ETF: iShares Global Green Bond ETF
Ticker: BGRN US
Fund Manager: iShares
Inception: 2018
Expense Ratio: 0.20%

Healthcare (International)

What it covers: The healthcare sector is primarily focused on the development and delivery of healthcare services. This includes businesses that provide medical services, manufacture medical equipment or drugs, provide medical insurance, or otherwise facilitate the provision of healthcare to patients.

Underlying ETF: iShares Global Healthcare ETF
Ticker: IXJ US
Fund Manager: iShares
Inception: 2001
Expense Ratio: 0.43%

Healthcare (US)

Underlying ETF: Health Care Select Sector SPDR Fund
Ticker: XLV US
Fund Manager: SPDR
Inception: 1998
Expense Ratio: 0.10%

International Treasury Bond

What it covers: This asset class covers government bonds issued by countries around the world, excluding the United States.

Underlying ETF: iShares International Treasury Bond ETF
Ticker: IGOV US
Fund Manager: iShares
Inception: 2009
Expense Ratio: 0.35%

Internet

What it covers: This asset class is focused on businesses whose primary services are made available to users through the Internet. These companies generate revenue through online sales, financial transaction fees, paid advertising, cloud services, and a host of other business activities.

Underlying ETF: O'Shares Global Internet Giants ETF
Ticker: OGIG US
Fund Manager: O'Shares
Inception: 2018
Expense Ratio: 0.48%

Internet Infrastructure

What it covers: Internet Infrastructure is focused on innovations in internet technologies, including shifting technology infrastructure to the cloud, enabling mobile, internet-based products and services, new payment methods, big data, artificial intelligence, the Internet of Things, and social media.

Underlying ETF: ARK Next Generation Internet ETF
Ticker: ARKW US
Fund Manager: ARK
Inception: 2014
Expense Ratio: 0.79%

Japan

What it covers: This asset class covers large and mid cap segments of the Japanese equities market.

Underlying ETF: iShares MSCI Japan ETF
Ticker: EWJ US
Fund Manager: iShares
Inception: 1996
Expense Ratio: 0.50%

Large-cap ESG

What it covers: Large-cap stocks are shares of corporations with a market capitalization of $10 billion or more. This asset class focuses on large-cap stocks that have favourable environmental, social, and governance (ESG) ratings.

Underlying ETF: iShares ESG Aware MSCI USA ETF
Ticker: ESML US
Fund Manager: iShares
Inception: 2018
Expense Ratio: 0.17%

Medical Devices

What it covers: Medical Devices refers to any device intended to be used for medical purposes. This includes articles, instruments, or machines that are used in the prevention, diagnosis or treatment of any form of illness or medical condition.

Underlying ETF: iShares U.S. Medical Devices ETF
Ticker: IHI US
Fund Manager: iShares
Inception: 2006
Expense Ratio: 0.41%

Mobility

What it covers: This asset class focuses on companies which are active in the electric vehicles and autonomous driving segments. This includes companies that build or manufacture electric or autonomous vehicles, or those that supply raw materials, vehicle components or technologies.

Underlying ETF: Global X Autonomous & Electric Vehicles ETF
Ticker: DRIV US
Fund Manager: Global X
Inception: 2018
Expense Ratio: 0.38%

Nasdaq100

What it covers: The Nasdaq-100 is a stock market index made up of equity securities issued by 100 of the largest non-financial companies listed on the Nasdaq stock exchange.

Underlying ETF: Invesco QQQ Trust Series 1
Ticker: QQQ US
Fund Manager: Invesco
Inception: 1999
Expense Ratio: 0.20%

Pharmaceuticals

What it covers: The pharmaceutical industry is responsible for the research, development, production, marketing and sales of drugs that are used as medication to patients in order to cure them, vaccinate them or alleviate their symptoms.

Underlying ETF: VanEck Vectors Pharmaceutical ETF
Ticker: PPH US
Fund Manager: VanEck
Inception: 2011
Expense Ratio: 0.35%

Precious Metals (Gold)

What it covers: The functional role of Gold in a portfolio is to be a hedge, because it performs well when the economy is in a recession, or is facing “Stagflation” – which is when high inflation and recession happen simultaneously.

Underlying ETF: SPDR Gold Trust
Ticker: GLD US
Fund Manager: SPDR
Inception: 2004
Expense Ratio: 0.24%

S&P500

What it covers: The S&P 500 is an index that tracks the equity performance of the 500 largest companies listed in the United States. It covers approximately 80% of available market capitalization and is widely regarded as the best single gauge of large-cap U.S. equities.

Underlying ETF: iShares Core S&P 500 ETF
Ticker: IVV US
Fund Manager: iShares
Inception: 2000
Expense Ratio: 0.03%

Semiconductors

What it covers: Semiconductors can be found in thousands of products such as computers, smartphones, appliances, gaming hardware, and medical equipment.

Underlying ETF: VanEck Vectors Semiconductor ETF
Ticker: SMH US
Fund Manager: VanEck
Inception: 2011
Expense Ratio: 0.35%

Small-cap

What it covers: A small-cap is a public company whose total market value, or market capitalization, is about $300 million to $2 billion. These companies have a lot of growth potential, but could potentially be more volatile than large-cap ones.

Underlying ETF: iShares Core S&P Small Cap ETF
Ticker: IJR US
Fund Manager: iShares
Inception: 2000
Expense Ratio: 0.07%

Technology (International)

What it covers: This asset class is focused on innovation in technology across sectors. These innovations lead to technologically-enabled new products or services that have the potential to disrupt industries.

Underlying ETF: ARK Innovation ETF
Ticker: ARKK US
Fund Manager: ARK
Inception: 2014
Expense Ratio: 0.75%

Technology (US)

What it covers: This asset class covers the technology sector within the S&P 500 Index. The S&P 500 Index tracks the equity performance of the 500 largest companies listed in the United States.

Underlying ETF: Technology Select Sector SPDR Fund
Ticker: XLK US
Fund Manager: SPDR
Inception: 1998
Expense Ratio: 0.13%

US +20y Government Bonds

What it covers: This asset class covers U.S. government bonds with remaining maturities greater than twenty years.

Underlying ETF: iShares 20+ Year Treasury Bond ETF
Ticker: TLT US
Fund Manager: iShares
Inception: 2002
Expense Ratio: 0.15%

US 1-3M Cash Equivalent

What it covers: This asset class covers U.S. government bonds with 1-3 months remaining to maturity.

Underlying ETF: SPDR Bloomberg Barclays 1-3 Month T-Bill ETF
Ticker: BIL US
Fund Manager: SPDR
Inception: 2007
Expense Ratio: 0.14%

US 1-3y Government Bonds

What it covers: This asset class covers short-term U.S. government bonds with 1-3 years remaining to maturity.

Underlying ETF: iShares 1-3 Year Treasury Bond ETF
Ticker: SHY US
Fund Manager: iShares
Inception: 2002
Expense Ratio: 0.15%

US 10-20y Government Bonds

What it covers: This covers longer-term U.S. government bonds with 10-20 years remaining to maturity.

Underlying ETF: iShares 10-20 Year Treasury Bond ETF
Ticker: TLH US
Fund Manager: iShares
Inception: 2011
Expense Ratio: 0.60%

US 3-10y Government Bonds

What it covers: This asset class covers intermediate-term U.S. government bonds with 3-10 years remaining to maturity.

Underlying ETF: Schwab Intermediate-Term U.S. Treasury Bond ETF
Ticker: SCHR US
Fund Manager: Schwab
Inception: 2010
Expense Ratio: 0.04%

US Convertible Bonds

What it covers: A convertible bond is a type of fixed income security sold by public companies that can be converted into common shares of the issuing company’s stock. They offer relatively attractive dividend yields and yet retain the upside potential of equity outperformance due to their convertibility.

Underlying ETF: SPDR Bloomberg Barclays Convertible Securities ETF
Ticker: CWB US
Fund Manager: SPDR
Inception: 2009
Expense Ratio: 0.40%

US High Grade Bonds

What it covers: U.S. High Grade Bonds cover the investment-grade portion of the overall U.S. bond market, including government bonds. They can be used at the core of your portfolio to seek stability and earn returns.

Underlying ETF: iShares Core U.S. Aggregate Bond ETF
Ticker: AGG US
Fund Manager: iShares
Inception: 2003
Expense Ratio: 0.06%

US Inflation-linked Government Bonds

What it covers: US inflation-linked government bonds are indexed to inflation, so their values increase and decrease with changes in official inflation rates.

Underlying ETF: iShares TIPS Bond ETF
Ticker: TIP US
Fund Manager: iShares
Inception: 2003
Expense Ratio: 0.19%

US Investment Grade Corporate Bonds

What it covers: U.S. Investment Grade Corporate Bonds comprise of corporate bonds in the United States that are believed to have a lower risk of default and receive higher ratings by the credit rating agencies. It provides a source of fixed income returns from stable, high quality companies.

Underlying ETF: iShares iBoxx $ Investment Grade Corporate Bond ETF
Ticker: LQD US
Fund Manager: iShares
Inception: 2002
Expense Ratio: 0.14%

US REITs

What it covers: REITs, or Real Estate Investment Trusts, are companies that own, operate or finance income-generating real estate. This asset class focuses on REITS from the U.S.

Underlying ETF: Vanguard REIT ETF
Ticker: VNQ US
Fund Manager: Vanguard
Inception: 2004
Expense Ratio: 0.12%

Waste Management

What it covers: Waste Management is primarily focused on the removal, recycling, remediation and resource recovery of hazardous waste. It is a fast-growing industry driven by rapid population increases and industrialization, as well as government-mandated waste regulations.

Underlying ETF: VanEck Environmental Services ETF
Ticker: EVX US
Fund Manager: VanEck
Inception: 2006
Expense Ratio: 0.71%

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