Personal Finance
How to calculate road tax in Malaysia (2026 rates and formula)
Road tax in Malaysia is based on engine capacity, vehicle class, ownership and region, or motor power for EVs. Check the 2026 rates and formulas.
31 July 2026
MRTA, MRTT, MLTA and MLTT in Malaysia: A homebuyer's guide [2026]
MRTA, MRTT, MLTA and MLTT explain how mortgage protection works in Malaysia. Compare reducing versus level cover, costs, payouts and refinancing rules.
31 July 2026
Best Buy Now, Pay Later in Malaysia 2026: Compare Fees, Tenures and Late Charges
BNPL lets Malaysians defer payment or split purchases into instalments. Compare Atome, SPayLater, Grab, RHB, Boost and Ryt fees and late charges.
31 July 2026
Debt Service Ratio (DSR) in Malaysia: What It Is and How to Calculate It
Debt service ratio (DSR) measures how much net income goes to debt. Learn Malaysia's formula, what banks count, worked examples and ways to improve it.
31 July 2026
Best E-Wallets in Malaysia: Fees, Cashback and Coverage Compared 2026
Touch 'n Go, GrabPay, Boost, ShopeePay, MAE, BigPay and Setel compared on reload fees, withdrawal charges, cashback caps, DuitNow support and yield-earning features.
29 July 2026
CCRIS vs CTOS: How to Check Your Credit Score in Malaysia (Free)
CCRIS and CTOS are not the same thing. Here's what each report shows, how to check both for free, and what actually damages your score before a loan application.
29 July 2026
First-Time Home Buyer Malaysia: Costs, Schemes and Stamp Duty Explained
What buying your first home in Malaysia actually costs upfront — stamp duty, legal fees, the deposit — plus which first-time-buyer schemes and exemptions you currently qualify for.
29 July 2026
What Is PCB (Potongan Cukai Berjadual)? Malaysia's Monthly Tax Deduction Explained
PCB is Malaysia's monthly income tax deduction from an employee's salary. Learn how PCB is calculated, why it changes and whether you still need to file taxes.
28 July 2026
What is OPR? How Bank Negara's Overnight Policy Rate affects your savings and investments
The Overnight Policy Rate is Bank Negara Malaysia's benchmark policy rate. Learn how OPR affects home loans, savings, fixed deposits, bonds, REITs and stocks.
28 July 2026
EIS (Employment Insurance System): What It Is, How Much You Contribute & How to Claim
Malaysia's Employment Insurance System pays temporary benefits after eligible job loss. Check EIS contribution rates, eligibility, payouts and claim steps.
28 July 2026
Savings account vs current account in Malaysia: What's the difference and which should you open?
A savings account is for everyday banking, while a current account suits frequent or business transactions. Compare fees, interest and PIDM protection.
28 July 2026
Types of Insurance in Malaysia Everyone Should Know About
Insurance in Malaysia covers medical bills, death, critical illness, accidents, vehicles, homes and travel. Compare each type and choose the protection you need.
28 July 2026