Be in control with Flexible Portfolios

With Flexible Portfolios, you can pick the asset classes you want, decide their exact allocations, and change them any time.

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We’re licensed by the Securities Commission Malaysia (Licence eCMSL/A0352/2018).

Be in control with Flexible Portfolios

With Flexible Portfolios, you can pick the asset classes you want, decide their exact allocations, and change them any time.

Be in control with Flexible Portfolios
Img Long term wealth

Build a portfolio from 55+ asset classes

We’ve curated the best ETFs that represent more than 55 different asset classes ranging from S&P 500 and Emerging Markets to Healthcare, Blockchain, and more. We’ve done the research so you don’t have to.

See the full list of assets here.

Build a portfolio from scratch or customise a portfolio from 4 templates

Want to get a quick start to customising your own portfolios? Choose from 4 professionally-curated portfolios, and adjust them as you see fit.

Risk-focused template

Provides globally-diversified exposure aligned to your risk preference.

Great for: building the foundation of your wealth

Passive Income template

Provides exposure to assets that can give regular payouts.

Great for: building a passive income stream

World Index Tracking template

Provides exposure to global markets.

Great for: diversifying across geographies and industries

USD Cash Yield

Provides exposure to short-duration US government bonds with maturities between 1–3 months. 

Great for: protecting against inflation

Reinvest or cash out your dividends with all Flexible Portfolios

Reinvest your dividends and get the most out of your compounded returns over the long term. Or, create a passive income stream by cashing out your dividends. You can cash out your dividends when your portfolio generates a minimum of RM25 in dividend payouts per month.

Reinvest or cash out your dividends with all Flexible Portfolios

Reinvest your dividends and get the most out of your compounded returns over the long term. Or, create a passive income stream by cashing out your dividends. You can cash out your dividends when your portfolio generates a minimum of RM25 in dividend payouts per month.

Customising is easier than ever

  • Easy to customise
  • No minimum balance or lock-in
  • ETFs curated by experts
  • Tweak it whenever you want
  • No limit to changes
Customising is easier than ever

Free investing until 30 June 2023

Yes, 2023, that’s not a typo. As part of our launch promotion, we’re waiving our management fees on any fresh funds that you deposit into any Flexible Portfolio until 30 June 2023.

T&Cs Apply

Free investing until 30 June 2023

How it works

01
Start with a template portfolio or start from scratch
02
Add or remove asset classes
03
Adjust their allocations
04
Find out how much risk you’re taking on
05
Tweak it whenever you want

We believe you should know the risk you’re taking on

What does “low”, “medium”, or “high” risk even mean? Unlike other platforms, we calculate the potential downside of your investment selection so that you know exactly how much risk you’re taking on. You can read more about how we calculate the risk level here.

Risk Level:

Moderate
There’s a 1% chance that your portfolio will lose more than
19%
in a given year
Very conservative
Very aggressive
There’s a 1% chance that your portfolio will lose more than
19%
in a given year

ETFs curated from some of the world’s top fund managers

artinvest
ishares
vanguard
vaneck
ark invest
spdr

Investing in Flexible Portfolios is free through
30 June 2023

(Yes, 2023, that's not a typo)

As part of our launch promotion, we’re waiving our management fees on any fresh funds that you deposit into any Flexible Portfolio until 30 June 2023*.

*Terms and conditions apply

Download our mobile app

Investing in Flexible Portfolios is free through
30 June 2023

(Yes, 2023, that's not a typo)

As part of our launch promotion, we’re waiving our management fees on any fresh funds that you deposit into any Flexible Portfolio until 30 June 2023*.

*Terms and conditions apply

Investing in Flexible Portfolios is free through <br/>30 June 2023

Frequently Asked Questions

We manage your portfolio by always maintaining your asset allocations according to the proportions you set. We’ll also notify you if there are any major changes to your Flexible Portfolio’s Risk Level. This means we won’t re-optimise your Flexible Portfolios on your behalf when market conditions change.

It's really up to you! You can create as many Flexible Portfolios as you want depending on your needs and preferences.

Yes, you can.

3% is the minimum.

Whether you want a portfolio with a single asset class or up to 33, the choice is yours.

Our annual management fee for Flexible Portfolios ranges between 0.2% and 0.8%. There's no minimum investment amount and no subscription fees, switching fees, nor rebalancing fees. Learn more about our pricing here.

You can also get free investing until 30 June 2023 on any fresh funds deposited into Flexible Portfolios with our launch promotion.

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