You’re not able to access the Responsible Investing Portfolios either because you haven’t updated your app, or because you are a client with Domestic Ringgit Borrowing. The composition of our current Responsible Investing Portfolios doesn’t meet Bank Negara's Foreign Exchange Administration requirements for customers with domestic ringgit borrowing. Therefore, we highly encourage you to explore our other investment products. Reach out to our Client Experience team if you have any more questions.