<p>All dividends of US-listed securities (regardless of whether the assets were bought through StashAway, or via your own broker) are subject to a 30% dividend withholding tax (WHT).</p>
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<p>The WHT is held at source and the rest of the dividends are redistributed back to your portfolio(s) and reinvested automatically <strong>by us. Therefore the dividend payments shown on your “Transactions” tab are your net earnings.</strong></p>
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<p>When choosing the best ETF, our investment team optimises for total cost to our clients. This includes WHT, expense ratio, tracking error and bid-ask spread among other factors. If you’re interested in seeing a comparison between US-listed securities and foreign securities, <a href="https://www.stashaway.sg/r/etf-taxes-returns-and-tracking-errors"><span class="wysiwyg-underline" style="color: #1155cc;">here</span></a> is an article that presents its case.</p>
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<p class="wysiwyg-text-align-justify"><span style="font-weight: 400;"><iframe src="https://player.vimeo.com/video/336719605" frameborder="0" allowfullscreen="true"></iframe></span></p>

Do my dividends get taxed?

<p><span style="font-weight: 400;">For non-US tax residents, a 30% withholding tax (subject to QII rule) is applied on all dividends earned. </span></p>
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<p><span style="font-weight: 400;">Capital gains are taxed according to tax regulations of the country of your tax residency. We recommend that you consult a tax advisor for tax-related questions.</span></p>

How do the securities in my portfolio get taxed?

<div class="wysiwyg-text-align-justify" dir="ltr">If you invest in US assets directly as an individual, the estate tax regulation applies. For our customers, the ownership is indirect as StashAways' legal entity (Asia Wealth Platform Pte Ltd) is the one that holds the assets and fractionalize them for our customers. Because of this structure, our clients should not be subject to this estate and gift tax. </div>
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<br>With that said, unfortunately, we do not and are not able to provide tax, legal or accounting advice.</div>
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<div class="wysiwyg-text-align-justify" dir="ltr"><em>*This is for informational purposes only. It is not intended to be tax, legal or accounting advice and should not be relied upon as such. We recommend that you consult your tax, legal and accounting advisors before engaging in any transaction."</em></div>

Am I subject to Estate Tax?

<p class="RichText__StyledParagraph-sc-6vxzsr-0 gqgfpD wysiwyg-text-align-justify">Capital gains are taxed according to tax regulations of the country of your tax residency. We recommend that you consult a tax advisor for tax-related questions.</p>
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<p class="RichText__StyledParagraph-sc-6vxzsr-0 gqgfpD wysiwyg-text-align-justify">All dividends of US-listed securities are subject to 30% dividend withholding tax (subject to QII rule). These taxes are applicable as long as you own US-listed assets, regardless of whether the assets were bought through StashAway, or via your own broker. The WHT is held at source and the rest of the dividends are redistributed back to your portfolio(s) and reinvested automatically.</p>

I have multiple tax residencies. How do I get taxed? 

Passive income

New: Get regular dividend payouts with our Passive Income portfolio

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We’re licensed by the Monetary Authority of Singapore (License no.&nbsp;<a href="https://eservices.mas.gov.sg/fid/institution/detail/201134-ASIA-WEALTH-PLATFORM-PTE-LTD">CMS100604</a>).

We’re licensed by the Securities and Futures Commission of Hong Kong (<a></a><a href="https://apps.sfc.hk/publicregWeb/corp/BQE542/details" target="_blank">CE No. BQE542</a>)

We’re licensed by the Securities and Exchange Commission (License no.&nbsp;<a></a><a href="https://market.sec.or.th/public/idisc/en/companyprofile/Intermediaries/0000031407" target="_blank">Lor Khor-0136-01</a>).

StashAway Management (DIFC) Limited is regulated by the DFSA (license number&nbsp;<a href="https://www.dfsa.ae/public-register/firms/stashaway-management-difc-limited">F006312</a>).