# Your Smart Investment Platform | StashAway Malaysia

> StashAway is a SC-licensed investment platform and robo-advisor in Malaysia, offering modern wealth management solutions through globally diversified managed portfolios, including Shariah-compliant options; easy ETF investment across 80+ asset classes; and high-yield cash management. Whether you want professionally managed investment strategies, the flexibility to build your own ETF portfolio, or a smarter way to grow your cash, StashAway combines automation, low fees, and global diversification to help you build and manage wealth with confidence.
> Last updated: 2026-07-08

## Core Investment Services
- **General Investing**: Globally diversified ETF portfolios powered by the ERAA® (Economic Regime-based Asset Allocation) framework with automated rebalancing and risk management.
- **Shariah Global Portfolios**: Shariah-compliant, globally diversified ETF portfolios certified by Masryef Advisory. Includes global equities, US equities, emerging markets, global sukuk, and gold. Back-tested annualized returns of 7.3% to 14.0% over five years.
- **Flexible Portfolios**: First-of-its-kind in Malaysia - customize your own multi-asset portfolio by selecting from 80+ curated low-cost ETFs across asset classes (S&P 500, Nasdaq, Gold, REITs, Semiconductors, Emerging Markets, etc.). Minimum 3% allocation per asset class, at least 1% cash required.
- **Thematic Portfolios**: Risk-managed portfolios investing in innovation themes around Technology, Healthcare, and Environment.
- **Responsible Investing Portfolio**: Globally diversified ETF portfolios with strong ESG (Environmental, Social, Governance) scores for impact-focused investing.
- **Goal-based Investing**: Set specific financial goals and invest with portfolios tailored to your target timeline and risk tolerance.
- **ETF Explorer**: Explore 80+ global ETFs and invest for just $1.99 USD per transaction.

## ETFs to explore with StashAway
- [Invest in India Broad Market ETF](https://www.stashaway.my/etf-explorer/india-broad-market): Tap into one of the world's fastest-growing major economies through broad exposure to Indian equities. India's rising middle class, expanding digital infrastructure, and youthful demographics offer compelling long-term growth potential.
- [Invest in Nasdaq-100 ETF](https://www.stashaway.my/etf-explorer/nasdaq100): Own the leading US tech giants: The Nasdaq-100 captures 100 of the world’s most innovative companies, including Nvidia, Microsoft, Apple, and Amazon. With its strong focus on the engines for future growth, the index has historically outperformed broader US benchmarks over long periods.
- [Invest in Communication Services ETF](https://www.stashaway.my/etf-explorer/communication-services): Access the US communication services sector, covering companies in media, entertainment, telecommunications, and interactive services. Holdings include global giants like Alphabet, Meta, Netflix, and T-Mobile, driving the world's information and entertainment infrastructure.
- [Invest in Global Healthcare ETF](https://www.stashaway.my/etf-explorer/global-healthcare): Access global healthcare companies across pharmaceuticals, medical devices, biotech, and healthcare services. The global healthcare sector benefits from aging populations, rising demand in emerging markets, and continuous innovation in medical technology.
- [Invest in US Healthcare ETF](https://www.stashaway.my/etf-explorer/us-healthcare): Own US healthcare leaders across pharmaceuticals, managed care, medical devices, and health services. As the world's largest healthcare market, the US is home to global leaders including UnitedHealth, Eli Lilly, and Abbott.
- [Invest in Emerging Markets ESG ETF](https://www.stashaway.my/etf-explorer/emerging-markets-esg): Access emerging market equities with an ESG lens, targeting companies with stronger environmental, social, and governance practices. This combines the growth potential of developing economies with a focus on sustainable and responsible businesses.
- [Invest in Artificial Intelligence ETF](https://www.stashaway.my/etf-explorer/artifical-intelligence): Invest in the companies leading the AI revolution - from data analytics and cloud infrastructure to enterprise AI applications. This ETF covers companies driving the development and deployment of artificial intelligence and big data technologies globally.
- [Invest in Internet ETF](https://www.stashaway.my/etf-explorer/internet): Invest in the leading US internet companies spanning e-commerce, social media, search, and online services. Internet equities have driven some of the strongest wealth creation of the past two decades, with dominant platforms benefiting from powerful network effects.
- [Invest in Utilities ETF](https://www.stashaway.my/etf-explorer/utilities): Own US utilities companies providing electricity, gas, and water services to homes and businesses. Utilities are known for their defensive characteristics, relatively stable cash flows, and regular dividends, making them a popular choice for investors seeking income-oriented exposure.
- [Invest in Japan ETF](https://www.stashaway.my/etf-explorer/japan-equities): Invest in Japan's broad equity market, covering large and mid-cap companies across technology, industrials, financials, and consumer sectors. Japan is home to world-class global brands including Sony, Toyota, Nintendo, and Softbank.
- [Invest in High Dividend Yield Equities ETF](https://www.stashaway.my/etf-explorer/high-dividend-yield): Invest in US companies with consistently high dividend yields, providing regular income alongside capital growth potential. High dividend stocks tend to be mature, profitable businesses with stable cash flows - offering a natural tilt toward quality and value.
- [Invest in Pharmaceuticals ETF](https://www.stashaway.my/etf-explorer/pharmaceuticals): Access global pharmaceutical companies developing and commercialising prescription drugs across therapeutic areas. Pharmaceutical equities offer patent-protected revenue streams, high barriers to entry, and steady demand regardless of economic conditions.
- [Invest in Global Floating Rate USD Corporate Bonds ETF](https://www.stashaway.my/etf-explorer/global-floating-rate-usd-corporate-bonds): Own bonds whose interest payments adjust with market rates, helping reduce sensitivity to rising interest rates. Floating rate bonds can be particularly attractive in high or rising rate environments, as their coupons move with benchmark rates.
- [Invest in Energy Storage and Smart Grids ETF](https://www.stashaway.my/etf-explorer/energy-storage-and-smart-grids): Invest in the companies building the infrastructure for a smarter, cleaner energy grid - from battery storage to grid management technology. As renewable energy scales globally, energy storage and smart grid companies play a critical enabling role in the energy transition.
- [Invest in Emerging Markets Islamic ETF](https://www.stashaway.my/etf-explorer/emerging-markets-islamic): Invest in Sharia-compliant equities across emerging markets, tracking companies that meet Islamic finance principles. This offers emerging market growth exposure for investors seeking investment options aligned with their values.
- [Invest in Medical Devices ETF](https://www.stashaway.my/etf-explorer/medical-devices): Invest in the companies developing the next generation of medical technologies - from robotic surgery and diagnostic imaging to implants and monitoring devices. Medical device companies combine defensive healthcare characteristics with innovative growth potential.
- [Invest in Materials ETF](https://www.stashaway.my/etf-explorer/materials): Own US companies across chemicals, metals, mining, and construction materials sectors. Materials equities benefit from industrial demand, infrastructure spending, and commodity cycles, offering a tangible link to global economic activity.
- [Invest in US 10-20Y Treasuries Government Bonds ETF](https://www.stashaway.my/etf-explorer/us-10-20y-treasuries-government-bonds): Access longer-term US government bonds with 10 to 20 year maturities, capturing meaningful interest rate sensitivity. These treasuries benefit significantly from interest rate declines and provide a quality anchor for diversified fixed income portfolios.
- [Invest in Uranium Companies ETF](https://www.stashaway.my/etf-explorer/uranium-companies): Invest in companies across the uranium mining and nuclear energy supply chain, from exploration and extraction to component manufacturing. With nuclear power experiencing renewed global interest as a low-carbon baseload energy source, uranium producers stand to benefit from growing demand.
- [Invest in Global Mining ETF](https://www.stashaway.my/etf-explorer/global-mining): Access global mining companies spanning gold, copper, iron ore, and other industrial and precious metals. Mining equities offer commodity price exposure through operationally diversified companies, with leverage to commodity price cycles and long-term resource demand.
- [Invest in Japan Currency-hedged ETF](https://www.stashaway.my/etf-explorer/japan-currency-hedged): Access Japan's broad equity market while hedging out yen exposure, keeping your returns in US dollar terms. The currency hedge aims to reduce the impact of yen movements, allowing you to focus on Japanese equity performance rather than foreign exchange fluctuations.
- [Invest in Financial Services ETF](https://www.stashaway.my/etf-explorer/financial-services): Access the US financial services sector, covering banks, insurance companies, asset managers, and payment networks. Financial services companies benefit from higher interest rates, growing credit demand, and the increasing digitisation of financial transactions.
- [Invest in Investment-grade SGD Corporate Bonds ETF](https://www.stashaway.my/etf-explorer/investment-grade-sgd-corporate-bonds): Access investment-grade bonds denominated in Singapore dollars, providing high-quality fixed income exposure in SGD. These bonds offer a combination of capital preservation, regular income, and currency stability for Singapore-based investors.
- [Invest in Indonesia ETF](https://www.stashaway.my/etf-explorer/indonesia): Access Indonesia's dynamic economy - one of Southeast Asia's largest - through its most investable listed companies. With a young population, rapidly growing middle class, and rich natural resources, Indonesia offers compelling long-term growth opportunities.
- [Invest in Asia ex-Japan ETF](https://www.stashaway.my/etf-explorer/asia-ex-japan): Tap into Asia's most dynamic economies with exposure to large and mid-cap companies across China, South Korea, Taiwan, India, and more. Asia ex-Japan covers the full breadth of Asian equity growth, from established developed markets to emerging consumer economies.
- [Invest in US Inflation-linked Government Bonds ETF](https://www.stashaway.my/etf-explorer/us-inflation-linked-government-bonds): Own bonds whose principal adjusts with the US Consumer Price Index, designed to help preserve purchasing power over time. As inflation rises, both the principal value and interest payments can increase, making TIPS a popular portfolio tool for managing inflation risk.
- [Invest in South Korea ETF](https://www.stashaway.my/etf-explorer/south-korea): Invest in South Korea's largest and most globally competitive companies, including world leaders in semiconductors, electronics, and automotive industries. South Korea is home to Samsung Electronics, SK Hynix, Hyundai, and POSCO.
- [Invest in US Investment-grade USD Aggregate Bonds ETF](https://www.stashaway.my/etf-explorer/us-investment-grade-usd-aggregate-bonds): Own a broad basket of US dollar-denominated investment-grade corporate and government bonds. These bonds offer a balance of yield pickup over treasuries and relative credit safety, spanning issuers across sectors from financials to industrials.
- [Invest in Consumer Staples ETF](https://www.stashaway.my/etf-explorer/consumer-staples): Own US companies selling everyday essential products - food, beverages, household goods, and personal care items. Consumer staples are considered defensive investments, with demand that tends to hold up relatively well across economic cycles, including trusted names like Procter & Gamble and Coca-Cola.
- [Invest in S&P 500 Shariah-compliant Equities ETF](https://www.stashaway.my/etf-explorer/sp-500-shariah-compliant): Access a Shariah-compliant version of the S&P 500 Index, excluding companies involved in alcohol, tobacco, weapons, and interest-based financial services. This allows investors to gain broad US equity market exposure in line with Islamic finance principles.
- [Invest in Gaming and eSports ETF](https://www.stashaway.my/etf-explorer/gaming-and-esports): Own the companies powering the global gaming industry - from video game developers and publishers to esports platforms and gaming hardware. Gaming is now larger than the film and music industries combined, with a massive and engaged global audience.
- [Invest in Europe ETF](https://www.stashaway.my/etf-explorer/europe): Tap into Europe's large and mid-cap companies spanning 15+ developed markets, from Germany's industrial giants to France's luxury conglomerates. European equities offer broad sector diversification and historically attractive valuations relative to US peers.
- [Invest in India Large-cap ETF](https://www.stashaway.my/etf-explorer/india-large-cap): Own India's 50 largest and most liquid companies, spanning technology, financials, consumer goods, and energy. The Nifty 50 represents the blue-chip tier of the Indian stock market, providing targeted exposure to India's economic growth story.
- [Invest in Biotechnology ETF](https://www.stashaway.my/etf-explorer/biotechnology): Access the companies developing breakthrough therapies at the frontier of genetic medicine, immunology, and rare disease treatment. Biotechnology is one of the most innovative sectors in healthcare, with significant upside potential from clinical trial successes and drug approvals.
- [Invest in Cybersecurity ETF](https://www.stashaway.my/etf-explorer/cybersecurity): Own the companies defending the digital world against cyber threats - from network security and endpoint protection to identity management and threat intelligence. As digital infrastructure becomes critical to businesses and governments, cybersecurity spending continues to grow.
- [Invest in Vietnam ETF](https://www.stashaway.my/etf-explorer/vietnam): Tap into Vietnam's fast-growing economy, one of the most dynamic in Southeast Asia. With strong manufacturing growth, foreign direct investment, and an expanding consumer market, Vietnamese equities offer high growth potential in an emerging frontier market.
- [Invest in Cloud Computing ETF](https://www.stashaway.my/etf-explorer/cloud-computing): Access companies powering and leveraging the cloud computing revolution - from cloud infrastructure providers and software-as-a-service to cybersecurity and data analytics. Cloud adoption continues to accelerate across every industry, creating sustained structural demand for leading providers.
- [Invest in China-Tech ETF](https://www.stashaway.my/etf-explorer/china-tech): Own the 30 largest technology companies listed in Hong Kong, capturing China's digital economy leaders. From e-commerce to cloud computing, this ETF covers the full spectrum of Chinese tech innovation, including Tencent, Alibaba, and Meituan.
- [Invest in Global Equities Covered Calls ETF](https://www.stashaway.my/etf-explorer/global-equities-covered-call): Earn a monthly income stream from companies around the world. This actively managed ETF combines ownership of 200–500 leading companies across markets with income from selling call options. It's a simple way to benefit from a strategy typically reserved for institutional investors.
- [Invest in S&P 500 UCITS ETF](https://www.stashaway.my/etf-explorer/sp500-ucits): Own America’s top 500 companies in a single, tax-efficient investment. As the most popular index globally, the S&P 500 is well-known for its resilience across market cycles. When you invest with S&P 500 UCITS, you benefit from a lower dividend withholding tax compared to US-listed alternatives.
- [Invest in Small Cap Equities ETF](https://www.stashaway.my/etf-explorer/small-cap): Access the broad universe of US small-cap companies - businesses with significant growth potential that operate below the radar of large institutional investors. Small-cap equities have historically outperformed large-caps over the long run, with higher risk and return potential.
- [Invest in Ex-US REITs and Real Estate ETF](https://www.stashaway.my/etf-explorer/ex-us-reits-and-real-estate): Own real estate investment trusts and property companies from markets outside the US, spanning Asia-Pacific, Europe, and beyond. Ex-US real estate offers geographic diversification in property exposure, with potential for both income distributions and capital growth.
- [Invest in Software ETF](https://www.stashaway.my/etf-explorer/software): Access leading US software companies spanning enterprise software, cloud platforms, cybersecurity, and data analytics. Software businesses generate highly recurring subscription revenues, with strong margins and resilience through economic cycles.
- [Invest in Canada ETF](https://www.stashaway.my/etf-explorer/canada): Invest in Canada's leading companies spanning energy, financials, and materials sectors. Canadian equities offer developed market quality with significant commodity exposure, benefiting from global demand for natural resources.
- [Invest in Ex-US Inflation-linked Government Bonds ETF](https://www.stashaway.my/etf-explorer/ex-us-inflation-linked-government-bonds): Hedge against global inflation with government securities from countries outside the US that adjust their principal with local inflation measures. This international diversification helps protect purchasing power across multiple economies simultaneously.
- [Invest in Consumer Discretionary ETF](https://www.stashaway.my/etf-explorer/consumer-discretionary): Invest in US consumer discretionary companies - the businesses benefiting most when consumers spend on non-essential goods and services. From Amazon and Tesla to luxury brands and restaurants, this sector captures consumer confidence and economic expansion.
- [Invest in Emerging Markets ETF](https://www.stashaway.my/etf-explorer/emerging-markets): Diversify globally with broad exposure to emerging market equities across dozens of countries. Emerging markets offer higher growth potential driven by rising middle classes, urbanisation, and economic development - all in a single diversified investment.
- [Invest in S&P 500 Equal Weight ETF](https://www.stashaway.my/etf-explorer/sp-500-equal-weight): Invest in all 500 companies in the S&P 500 with equal weighting, reducing concentration in the largest companies and giving equal opportunity to every constituent. This creates more balanced exposure to the breadth of the US economy compared to a market-cap-weighted approach.
- [Invest in Future Mobility ETF](https://www.stashaway.my/etf-explorer/future-mobility): Access global companies advancing the next generation of transportation - from electric vehicles and autonomous driving to connected mobility platforms and smart infrastructure. The transition to clean, intelligent transport represents one of the largest industrial shifts of this decade.
- [Invest in G7 Local Currency Government Bonds ETF](https://www.stashaway.my/etf-explorer/g7-local-currency-government-bonds): Invest in government bonds from the seven largest advanced economies - the US, UK, Germany, France, Japan, Canada, and Italy - in their local currencies. G7 bonds offer the highest quality sovereign credit, backed by the world's most stable and developed economies.
- [Invest in Global High Yield USD Corporate Bonds ETF](https://www.stashaway.my/etf-explorer/global-high-yield-usd-corporate-bonds): Earn higher yields from below-investment-grade corporate bonds issued globally in US dollars. High yield bonds offer the potential for equity-like returns with more stability, making them an attractive option for income-focused investors willing to take on some credit risk.
- [Invest in US Convertible Corporate Bonds ETF](https://www.stashaway.my/etf-explorer/us-convertible-bonds-corporate): Capture the upside of equities with the downside cushion of bonds: US convertible bonds are corporate debt that can be converted into company shares at a fixed price. These hybrid instruments offer participation in equity rallies while providing a yield buffer in downturns.
- [Invest in Nasdaq Covered Calls ETF](https://www.stashaway.my/etf-explorer/nasdaq-covered-call): Earn a monthly income stream from America's biggest tech and growth leaders. This actively managed ETF combines ownership of 60–90 leading tech giants listed on the Nasdaq with income from selling call options. It's a simple way to benefit from a strategy typically reserved for institutional investors.
- [Invest in Large-cap ESG ETF](https://www.stashaway.my/etf-explorer/large-cap-esg): Own a broad basket of large-cap US equities screened for environmental, social, and governance performance. This ETF provides S&P 500-like equity exposure with a tilt toward companies with stronger sustainability practices and lower ESG risk.
- [Invest in Genomics ETF](https://www.stashaway.my/etf-explorer/genomics): Invest actively in companies leading the genomics revolution - from DNA sequencing and gene editing to molecular diagnostics. Genomics has the potential to transform medicine, agriculture, and materials science through the understanding and manipulation of genetic information.
- [Invest in Global Short Duration Investment-grade USD Corporate Bonds ETF](https://www.stashaway.my/etf-explorer/global-short-duration-investment-grade-usd-corporate-bonds): Access the higher yields of investment-grade corporate bonds with reduced interest rate sensitivity through shorter maturities. This is an attractive option for investors seeking better returns than cash or money markets with relatively low risk.
- [Invest in Silver ETF](https://www.stashaway.my/etf-explorer/silver): Harness silver's dual role as both a precious metal and an industrial commodity - widely used in solar panels, electronics, and medical devices. Silver historically moves with gold during risk-off periods while offering additional demand drivers from growing industrial applications.
- [Invest in US Islamic Equities ETF](https://www.stashaway.my/etf-explorer/us-islamic): Invest in US equities that meet Islamic finance principles, tracking Sharia-compliant large and mid-cap companies across the US market. This provides exposure to American equity market performance while adhering to Sharia investment guidelines.
- [Invest in Industrials ETF](https://www.stashaway.my/etf-explorer/industrials): Access the US industrials sector, spanning aerospace, construction, machinery, transportation, and logistics companies. Industrials are deeply linked to economic growth, infrastructure spending, and the global supply chains that keep the modern economy running.
- [Invest in Global Sukuk Aggregate Bonds ETF](https://www.stashaway.my/etf-explorer/global-sukuk-aggregate-bonds): Invest in Sharia-compliant fixed income securities from sovereign and corporate issuers worldwide. Global sukuk offer steady income and diversification for investors seeking fixed income exposure that adheres to Islamic finance principles.
- [Invest in Taiwan ETF](https://www.stashaway.my/etf-explorer/taiwan): Invest in Taiwan's equity market, home to some of the world's most critical semiconductor and technology manufacturers. Taiwan plays a central role in the global tech supply chain, with companies like TSMC that underpin the world's most advanced chip production.
- [Invest in Waste Management ETF](https://www.stashaway.my/etf-explorer/waste-management): Invest in companies transforming waste into value - from waste collection and recycling to energy recovery and environmental services. As sustainability becomes a global priority, waste management companies play an essential role in the circular economy.
- [Invest in Global Shariah-compliant Equities ETF](https://www.stashaway.my/etf-explorer/shariah-compliant): Access a globally diversified portfolio of Sharia-compliant equities, covering developed and emerging market companies that adhere to Islamic finance principles. This offers broad global equity diversification for investors seeking options aligned with their values.
- [Invest in Technology ETF](https://www.stashaway.my/etf-explorer/technology): Own America's leading technology companies, including Apple, Microsoft, NVIDIA, and Broadcom. The US technology sector is the global centre of innovation, driving some of the strongest long-term returns of any sector in the stock market.
- [Invest in Battery Value-chain ETF](https://www.stashaway.my/etf-explorer/battery-value-chain): Own companies across the entire battery supply chain - from lithium mining to battery manufacturing and recycling. As demand for electric vehicles and energy storage accelerates, this ETF provides diversified exposure to the materials and technology powering the energy transition.
- [Invest in Robotics ETF](https://www.stashaway.my/etf-explorer/robotics): Own the companies at the frontier of artificial intelligence and robotics - from industrial automation and autonomous systems to AI-powered software. As AI reshapes industry after industry, this ETF provides exposure to the companies developing and deploying these technologies globally.
- [Invest in US 20Y+ Treasuries Government Bonds ETF](https://www.stashaway.my/etf-explorer/us-20yplus-treasuries-government-bonds): Access long-duration US government bonds with more than 20 years to maturity, providing maximum interest rate sensitivity. Long-duration treasuries can appreciate meaningfully when interest rates fall, making them a useful tool for portfolios positioning for monetary easing.
- [Invest in S&P 500 ETF](https://www.stashaway.my/etf-explorer/sp500): Own America’s top 500 companies in a single investment. As the most popular index globally, the S&P 500 is well-known for its resilience across market cycles. Investing gives you access to around 80% of the US stock market across sectors, including leading blue-chip companies like NVIDIA, Microsoft, Apple, and Amazon.
- [Invest in Gold ETF](https://www.stashaway.my/etf-explorer/gold): Harness the timeless power of gold: The go-to safe-haven asset is often used to help stabilise portfolios through periods of market uncertainty, including volatility and inflation. This ETF gives you direct exposure to physical gold, without the hassle of storage.
- [Invest in Ethereum ETF](https://www.stashaway.my/etf-explorer/ethereum): Invest in ether \(ETH\) as easily as you'd invest in the S&P 500: No crypto wallets, exchanges, or private keys needed. This ETF holds physical ether with an institutional-grade custodian, so you can add the native asset of the world's leading programmable blockchain to your portfolio through a regulated, familiar structure.
- [Invest in Ex-US Investment Grade USD-hedged Aggregate Bonds ETF](https://www.stashaway.my/etf-explorer/ex-us-investment-grade-usd-hedged-aggregate-bonds): Access investment-grade bonds from issuers outside the US, denominated in a range of currencies but hedged back to US dollars for stability. This provides broad international fixed income exposure while minimising the impact of foreign exchange movements on your returns.
- [Invest in Fintech ETF](https://www.stashaway.my/etf-explorer/fintech): Invest in companies disrupting traditional financial services - from digital payments and mobile banking to lending platforms and blockchain-based finance. Fintech companies are transforming how individuals and businesses access, manage, and transfer money globally.
- [Invest in Global Short Duration High Yield USD Corporate Bonds ETF](https://www.stashaway.my/etf-explorer/global-short-duration-high-yield-usd-corporate-bonds): Earn above-average yields from short-maturity below-investment-grade bonds, limiting your exposure to interest rate risk. Short duration keeps your bond prices less sensitive to rate changes, while high yield provides enhanced income potential.
- [Invest in Global Investment-grade Green Financing USD ETF](https://www.stashaway.my/etf-explorer/global-investment-grade-green-financing-usd): Access investment-grade bonds whose proceeds fund environmental projects - from renewable energy and clean transport to sustainable buildings. Green bonds offer the credit quality of investment-grade issuers while directing capital toward measurable climate impact.
- [Invest in Blockchain ETF](https://www.stashaway.my/etf-explorer/blockchain): Invest in companies building and benefiting from blockchain and digital asset technology - from crypto exchanges and miners to enterprise blockchain solutions. This ETF provides equity exposure to the digital asset ecosystem without directly holding cryptocurrencies.
- [Invest in S&P 500 Covered Calls ETF](https://www.stashaway.my/etf-explorer/sp500-covered-call): Generate a monthly income stream while staying invested in the S&P 500. This actively managed ETF combines ownership of 200–300 large US companies with income from selling call options. It's a simple way to benefit from a strategy typically reserved for institutional investors.
- [Invest in US 1-3Y Treasuries Government Bonds ETF](https://www.stashaway.my/etf-explorer/us-1-3y-treasuries-government-bonds): Own short-term US government bonds with maturities of 1 to 3 years - among the lowest-risk fixed income instruments available. These bonds offer relatively stable returns, portfolio liquidity, and a focus on capital preservation, making them suitable for conservative allocations.
- [Invest in Ex-US Developed Market Treasuries Government Bonds ETF](https://www.stashaway.my/etf-explorer/ex-us-developed-market-treasuries-government-bonds): Access government bonds issued by developed market countries outside the US, including the UK, Germany, Japan, and Australia, in their local currencies. These high-quality sovereign bonds offer fixed income diversification away from US rate cycles.
- [Invest in US 3-10Y Treasuries Government Bonds ETF](https://www.stashaway.my/etf-explorer/us-3-10y-treasuries-government-bonds): Own intermediate-term US government bonds, balancing yield and interest rate sensitivity. The 3-10 year maturity range sits in the middle of the yield curve, offering more yield than short-term bills while being less volatile than long-duration bonds.
- [Invest in Global Investment-grade Local Currency Aggregate Bonds ETF](https://www.stashaway.my/etf-explorer/global-investment-grade-local-currency-aggregate-bonds): Diversify your bond exposure across government and corporate fixed income in local currencies worldwide. By holding bonds in their native currency, you gain exposure to both yield and potential currency appreciation from a broad mix of developed and emerging market issuers.
- [Invest in Technological Innovation ETF](https://www.stashaway.my/etf-explorer/technological-innovation): Access an actively managed portfolio of companies expected to change the way the world works - spanning genomics, robotics, energy storage, AI, and blockchain. This ETF takes concentrated, high-conviction positions in disruptive technologies with transformative growth potential.
- [Invest in US REITs and Real Estate ETF](https://www.stashaway.my/etf-explorer/us-reits-and-real-estate): Invest in US-listed real estate investment trusts and property companies covering residential, commercial, industrial, and speciality real estate. US REITs are required to distribute at least 90% of taxable income as dividends, making them a popular choice for investors seeking regular income distributions.
- [Invest in Semiconductors ETF](https://www.stashaway.my/etf-explorer/semiconductors): Own the companies powering the modern digital economy: semiconductors are the foundational chips behind every smartphone, AI model, and data centre globally. Leading companies include TSMC, NVIDIA, Broadcom, and AMD.
- [Invest in Space ETF](https://www.stashaway.my/etf-explorer/space): Invest in companies across the growing space economy - from satellite communications and launch services to space exploration and Earth observation. With commercial space activity accelerating, this ETF offers exposure to a frontier sector with potentially transformative long-term impact.
- [Invest in Global Equities ETF](https://www.stashaway.my/etf-explorer/global-equities): Tap into global equity growth with a single investment: This ETF captures 85% of the global stock market – from the US to China, Japan to Brazil. Own thousands of companies across 23 developed and 24 emerging markets. It's a simple way to diversify your portfolio across countries, currencies, and sectors.
- [Invest in Copper Mining ETF](https://www.stashaway.my/etf-explorer/copper-mining): Invest in global copper mining companies at the heart of the energy transition: copper is essential for electric vehicles, renewable energy infrastructure, and grid modernisation. As electrification demand surges, copper producers stand to benefit from long-term structural supply constraints.
- [Invest in Aerospace & Defense ETF](https://www.stashaway.my/etf-explorer/aerospace-and-defense): Own US aerospace and defense companies spanning aircraft manufacturing, defence systems, space technology, and security services. This sector benefits from sustained government spending and long-cycle procurement contracts, providing stable and predictable revenue streams.
- [Invest in Energy ETF](https://www.stashaway.my/etf-explorer/energy): Access the US energy sector, covering oil and gas exploration, refining, pipelines, and energy services companies. Energy equities have historically shown sensitivity to commodity prices and may serve as a partial inflation buffer in a diversified portfolio.
- [Invest in Bitcoin ETF](https://www.stashaway.my/etf-explorer/bitcoin): Invest in bitcoin as easily as you'd invest in the S&P 500: No crypto wallets, exchanges, or private keys needed. This ETF holds physical bitcoin with an institutional-grade custodian, so you can add the world's largest digital asset to your portfolio through a regulated, familiar structure.
- [Invest in China ETF](https://www.stashaway.my/etf-explorer/china): Access China's largest listed companies spanning consumer, technology, and financial sectors. This ETF offers exposure to the growth of domestic consumption and innovation-driven industries in one of the world's largest economies.
- [Invest in Global Investment-grade USD Corporate Bonds ETF](https://www.stashaway.my/etf-explorer/global-investment-grade-usd-corporate-bonds): Access investment-grade bonds from companies and governments worldwide, denominated in US dollars. This broad exposure spans multiple countries and sectors, offering deep diversification across the global investment-grade fixed income universe.
- [Invest in Clean Energy ETF](https://www.stashaway.my/etf-explorer/clean-energy): Invest in companies advancing the global transition to renewable energy, spanning solar, wind, biofuel, and clean technology. Clean energy equities offer exposure to the structural shift away from fossil fuels and the multi-decade build-out of sustainable energy infrastructure.
- [Invest in Australia ETF](https://www.stashaway.my/etf-explorer/australia): Access Australia's largest and most established companies across financials, resources, and consumer sectors. Australian equities offer exposure to a resource-rich developed market economy with strong links to Asian growth drivers.
- [Invest in Asia High Yield USD Corporate Bonds ETF](https://www.stashaway.my/etf-explorer/asia-high-yield-usd-corporate-bonds): Tap into higher-yielding bonds from Asian corporate issuers, denominated in US dollars. Asia high yield bonds offer enhanced income potential from the dynamic Asian credit market, with issuers spanning China, India, Indonesia, and other fast-growing economies.
- [Invest in Emerging Market USD Government Bonds ETF](https://www.stashaway.my/etf-explorer/emerging-market-usd-government-bonds): Access government and quasi-government bonds from emerging market countries, denominated in US dollars. These bonds offer higher yields than developed market equivalents, with currency risk mitigated through USD denomination.
- [Invest in Dow Jones ETF](https://www.stashaway.my/etf-explorer/dow-jones): Access 30 of America's most iconic and enduring companies, from Goldman Sachs and Boeing to Apple and Visa. The Dow Jones Industrial Average is the world's oldest and most recognised stock market index, representing the blue-chip backbone of the US economy.
- [Invest in Ex-US Large-cap Equities ETF](https://www.stashaway.my/etf-explorer/ex-us-large-cap): Diversify beyond the US with exposure to large and mid-cap companies across 45+ countries spanning Europe, Asia-Pacific, and emerging markets. This single ETF provides a broad international equity portfolio, covering over 3,500 companies outside the United States.
- [Invest in Water ETF](https://www.stashaway.my/etf-explorer/water): Access global companies across the water supply chain - from water treatment and utilities to infrastructure and technology. Water is an increasingly scarce and essential resource, with companies in this space offering exposure to a critical infrastructure need with steady long-term demand.
- [Invest in Singapore SGD Government Bonds ETF](https://www.stashaway.my/etf-explorer/singapore-sgd-government-bonds): Invest in Singapore government bonds that serve as the benchmark for SGD fixed income markets. These high-quality sovereign bonds offer regular coupon income and are considered a low-risk option for Singapore dollar investors seeking fixed income exposure.

## Cash Management Solutions
- **StashAway Simple™**: Ultra-low-risk cash management portfolio with projected rate of 3.55% p.a. Rates may vary; check stashaway.my/simple for current rate.
  - Underlying funds: 80% Principal Islamic Money Market Fund, 20% AmIncome Fund
  - Invests in combination of fixed deposits and short-term bonds
  - No minimum investment, no maximum balance, no lock-ins
  - No management fees for Simple portfolio
  - New investors enjoy extra 0.15% p.a. rate boost for 6 months

## Fee Structure
- **Annual Management Fees**: 0.2% to 0.8% per annum (exclusive of SST)
  - Tiered based on total investment amount
  - Lower percentage as investment amount increases
- **ETF Explorer**: $1.99 USD order fee per transaction (no monthly management fee)
- **Flexible Portfolios**: 0.3% p.a. for single ETF portfolios, 0.2%-0.8% p.a. for multi-asset portfolios
- **No Hidden Fees**: No account setup fees, exit fees, subscription fees, switching fees, or rebalancing fees
- **Unlimited Free Transfers**: Between portfolios and withdrawals
- **Currency Conversion**: Lowest FX rates in the market applied to USD-denominated portfolios
- **Promotions**: New investor promotions available; check stashaway.my/pricing for current offers

## StashAway Risk Index (SRI)
- Risk measurement using 99% Value-at-Risk (VaR)
- 12 risk levels ranging from 6.5% SRI to 36% SRI
- Example: 10% SRI means 99% probability portfolio won't lose more than 10% of value in a year
- Portfolios automatically adjust to maintain target risk level

## Security & Asset Protection
- **Regulatory License**: Securities Commission Malaysia License eCMSL/A0352/2018 (since 2018)
- **Trustee Banks**: Citibank Berhad (for deposits), Pacific Trustees
- **Custodian Banks**:
  - HSBC Bank Malaysia Berhad (holds funds)
  - Saxo Capital Markets Pte Ltd (custodian for investable cash and securities)
  - Lion Global (for Simple portfolio)
- **Asset Segregation**: All client assets held in segregated accounts separate from StashAway's operations
- **Two-Factor Authentication**: Required for account setup and logins from new devices
- **Security Features**: Email notifications for all transfers/withdrawals, automatic flagging of suspicious transfers

## Financial Education
- **StashAway Academy**: Investment courses, webinars, and market commentary
- **Weekly Market Updates**: CIO insights and portfolio commentary
- **Educational Resources**: Free, high-quality investment education materials

## Important Resources
- [Help Center](https://www.stashaway.my/help-center): FAQs and support portal
- [Pricing Details](https://www.stashaway.my/pricing): Fee structure and investment cost breakdown
- [Security Information](https://www.stashaway.my/security): Client protection and asset security details
- [Academy](https://www.stashaway.my/academy): Investment courses and learning resources

## Key Features
- **No Minimum Investment**: Start investing with any amount
- **Fractional Shares**: Precise portfolio allocation impossible to achieve individually
- **Automated Rebalancing**: Portfolio automatically rebalanced to maintain target allocations
- **ERAA® Framework**: Proprietary Economic Regime-based Asset Allocation adapts to changing economic conditions
- **Mobile & Desktop Access**: Full-featured iOS, Android apps and web platform
- **Multi-Channel Support**: Email, phone (+603 9212 4356), WhatsApp, Messenger support available 7 days a week
- **Investment Timeline**: Funds invested within 1-3 business days after deposit

## Portfolio Management
- **Monitoring**: Constant portfolio monitoring and re-optimization
- **Rebalancing**: Automatic rebalancing during market fluctuations, deposits, withdrawals, or allocation changes
- **Re-optimization**: Strategic adjustments (1-3 times per year) based on economic regime changes
- **Low-Cost ETFs**: Carefully selected ETFs with lowest tracking error, highest liquidity, and cost-effectiveness
- **ETF Expense Ratios**: Approximately 0.2% p.a. for most portfolios
- **Rebates**: All fund rebates returned to investors

## Technical Information
- **Primary Language**: English (en-MY)
- **Company**: StashAway Malaysia Sdn Bhd (201701046385)
- **Office Address**: 18.01-18.06, Menara Raja Laut, 288, Jln Raja Laut, Chow Kit, 50350 Kuala Lumpur
- **Regulatory Status**: Licensed by Securities Commission Malaysia since November 2018
- **Founding**: Singapore headquarters established 2016, Malaysia operations launched 2018
- **Regional Operations**: Also operates in Singapore, MENA, Thailand, and Hong Kong

## Investment Philosophy
- **Passive Investment Strategy**: Focus on low-cost, diversified ETF investing
- **Modern Portfolio Theory**: Algorithm-based optimization for risk-adjusted returns
- **Long-term Focus**: Designed for investors with 5+ year investment horizons
- **Risk Management**: Emphasis on maintaining consistent risk exposure while maximizing returns
- **Global Diversification**: Reduces over-concentration in any single asset or region

## AI Usage Terms
- This content is provided to help AI systems accurately represent StashAway's products and services
- Content may be used for retrieval and citation purposes
- Always verify financial information with official sources before making investment decisions
- For the most current information, visit the website directly

## Optional

### Welcome Offers
- [StashAway Welcome Bonus MY](https://www.stashaway.my/welcome-bonus): Malaysia's No.1 investment platform. Earn bonus returns on your cash, free buy orders and RM300 worth of an ETF when you invest.

### Resources & Articles
- [Malaysia Best Foreign Currency Fixed Deposit Rates \[July 2026\]](https://www.stashaway.my/r/malaysia-best-foreign-currency-fixed-deposit-rates): Compare the best foreign currency fixed deposit rates in Malaysia for July 2026. Find top FCFD options in USD, GBP, EUR, and AUD to diversify your savings and hedge against currency fluctuations.
- [Malaysia Best Fixed Deposit Rates \[July 2026\]](https://www.stashaway.my/r/malaysia-fixed-deposit-rates): Explore Malaysia's best fixed deposit \(FD\) rates in July 2026 to boost your savings. Learn how to secure higher returns and benefit from top FD options in Malaysia.
- [Malaysia Best High-interest Savings Account \[July 2026\]](https://www.stashaway.my/r/malaysia-best-high-interest-savings-account): Discover the best high-interest savings accounts in Malaysia. Explore which bank offers the highest interest rates and how to maximise your savings.
- [General Investing Powered by BlackRock® – June 2026 Reoptimisation](https://www.stashaway.my/r/general-investing-blackrock-reoptimisation-jun-2026): Our General Investing portfolios powered by BlackRock® have been reoptimised – with analysis and guidance from BlackRock®.
- [Weekly Buzz: Oil comes off the boil as the US and Iran reach a deal](https://www.stashaway.my/r/weekly-market-update-oil-us-iran-reach-deal): Here’s what you need to know in 5 minutes
- [2026 Mid-Year Outlook: Half-time for the bulls](https://www.stashaway.my/r/cio-insights-2026-mid-year-outlook): Three risks for the market in the second half, and why the bull case for risk assets still holds.
- [Weekly Buzz: What the big money expects for markets for the rest of 2026](https://www.stashaway.my/r/weekly-market-update-what-big-money-expects-2026): Here’s what you need to know in 5 minutes
- [Invest in top ETFs & earn RM 250 cashback](https://www.stashaway.my/r/invest-in-top-ETFs-earn-rm250-cashback): Global markets have been moving. Here's how to get in.
- [CIO Insights: Earnings season, brought to you by AI](https://www.stashaway.my/r/cio-insights-earnings-season-brought-to-you-by-ai): How an AI-powered earnings cycle is reinforcing the case for US equities
- [CIO Insights: Ctrl+Alt+Delete on software?](https://www.stashaway.my/r/cio-insights-ctrl-alt-delete-on-software): A guide to navigating the recent volatility in the software sector
- [Weekly Buzz: An AI productivity boom could be just what central banks need](https://www.stashaway.my/r/weekly-market-update-ai-productivity-boom-central-banks): Here’s what you need to know in 5 minutes
- [StashAway's Q1 2026 Returns](https://www.stashaway.my/r/q1-2026-returns): Markets were volatile in Q1 2026. Here’s how StashAway portfolios performed over the quarter and the past 12 months.
- [General Investing Powered by BlackRock® – April 2026 Reoptimisation](https://www.stashaway.my/r/general-investing-blackrock-reoptimisation-apr-2026): Our General Investing portfolios powered by BlackRock® have been reoptimised – with analysis and guidance from BlackRock®.
- [Weekly Buzz: What’s behind gold’s drop?](https://www.stashaway.my/r/weekly-market-update-behind-gold-drop): Here’s what you need to know in 5 minutes.
- [Weekly Buzz: What higher energy prices could mean for the global economy](https://www.stashaway.my/r/weekly-market-update-higher-energy-prices-global-economy): Here’s what you need to know in 5 minutes.
- [CIO Insights: Navigating Dire Straits](https://www.stashaway.my/r/cio-insights-navigating-dire-straits): A practical guide to markets during geopolitical shocks
- [Weekly Buzz: Inflation, and the road ahead for interest rates](https://www.stashaway.my/r/weekly-market-update-where-inflation-might-go-from-here): Here’s what you need to know in 5 minutes.
- [Markets and military conflicts: What the data shows](https://www.stashaway.my/r/markets-military-conflicts-what-the-data-shows): If you're feeling uneasy, this is when the data deserves your attention more than the headlines
- [Ultimate Guide to Amanah Saham Malaysia \(ASM\) 2026: Dividend Rates, Benefits, and How-to Invest Explained](https://www.stashaway.my/r/ultimate-guide-amanah-saham-malaysia-asm): Learn about Amanah Saham Malaysia \(ASM\), its dividend rates, benefits, and how to invest for stable long-term returns in this ultimate guide.
- [The Key Differences Between ASB, ASM, and ASN: A Malaysian Unit Trust Investment Guide](https://www.stashaway.my/r/differences-asb-asm-asn-asnb-malaysia-unit-trust-investment-guide): Compare ASB, ASM, and ASN unit trusts in Malaysia. Learn their differences, benefits, and which fund suits your investment goals in this comprehensive guide.